Missouri Helmet Law for Motorcyclists

August 01, 2022

In 1967, Missouri enacted a universal helmet law which required every single person operating a motorcycle or riding as a passenger to wear a helmet when traveling on Missouri highways. However, on August 28, 2020, a more relaxed helmet law went into effect, requiring instead that only certain individuals must wear a helmet when operating or riding on a motorcycle. RSMo. 302.020(2), also known as...

What to Do After Being Rear Ended in A Car Accident

January 05, 2022

Any driver paying attention to their surroundings, including watching their mirrors, is trying to keep everyone safe. Sometimes though, the best defensive driving may not be able to keep someone from being involved in a collision. Whether you ‘saw it coming’ or it came out of nowhere, it’s difficult to avoid being rear-ended. While you may not be able to prevent this type of collision,...

16 Swimming Safety Tips for Summer

June 15, 2021

The official start of summer is right around the corner, and temperatures are already heating up! There is nothing more enjoyable than jumping into a cool body of water to relax after a long hot day. With the reduction of COVID restrictions, recreational areas are busier this year as we slowly find our way to the new normal. Here are some tips to keep you...

The COVID-19 Guidelines for Summer Camps: What Parents Need to Know

June 02, 2021

Whether day camps or overnight, summer camps give children the chance to be physically active, make new friends, and try out new skills and hobbies. However, although pandemic numbers are improving, it is still an ongoing concern. And even with children’s and teenagers’ improved odds against the virus, they can still get extremely sick. More frequently, they act as a vector for the disease. Therefore,...

How to Protect Yourself from Unemployment Benefits Fraud

May 20, 2021

Scammers have been working hard to steal COVID-relief payments since the pandemic hit. Victims usually learn about the fraud in one of the following ways: They receive a notice in the mail from their state’s Department of Employment Security about the status of an unemployment claim. They receive an unemployment insurance debit card in the mail. They receive a 1099-G forms for their taxes. Their...

Why Teaching Your Teen Defensive Driving Skills Matters

May 18, 2021

“Isn’t that just to get out of a traffic ticket?” “What’s wrong with just driving safely?” “I’m a good driver.” “I’ve never been in a wreck.” “That sounds lame.” “Whatever, Dad.” If you are a parent of teenagers, there is a good chance that you will hear these responses (and possibly more!) when you bring up the topic of defensive driving. Nevertheless, you can and...

10 Safety Tips for Riders & Drivers During Motorcycle Safety Awareness Month

April 30, 2021

“Driving a motorcycle is like flying. All your senses are alive.” Hugh Laurie There’s no denying that motorcycles are tempting, fun and fuel-efficient. But it’s also true that riding a motorcycle poses more risk than getting behind the wheel of a car. With an enormous amount of space comes tremendous responsibility for motorcycle riders and the drivers of vehicles on the road. We all invoke a personal responsibility to keep ourselves and others...

Teach Your Teenage Driver What to Do After a Car Accident

March 09, 2021

Road collisions are the second leading cause of death for people between the ages of 5 and 29. In 2019 there were 36,096 fatalities in motor vehicle traffic crashes. The number of fatalities has decreased in 2020, however, this does not change the fact that motor vehicle accidents are one of the leading causes of deaths in the United States. Car accidents are dangerous, deadly,...

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