All The Law and You Articles

Where Health and Casualty Insurance Meet Following an Accident

If you carry health insurance, you expect that the health insurance will cover the cost of your medical care after your deductible and co-pay. However, when your medical treatment is the byproduct of an accident caused by someone else’s negligence, it may seem unclear whether your health insurance foots the bill or whether the casualty insurance (or the liability insurance for individuals and businesses that...
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How to Protect Yourself from Unemployment Benefits Fraud

Scammers have been working hard to steal COVID-relief payments since the pandemic hit. Victims usually learn about the fraud in one of the following ways: They receive a notice in the mail from their state’s Department of Employment Security about the status of an unemployment claim. They receive an unemployment insurance debit card in the mail. They receive a 1099-G forms for their taxes. Their...
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Why Teaching Your Teen Defensive Driving Skills Matters

“Isn’t that just to get out of a traffic ticket?” “What’s wrong with just driving safely?” “I’m a good driver.” “I’ve never been in a wreck.” “That sounds lame.” “Whatever, Dad.” If you are a parent of teenagers, there is a good chance that you will hear these responses (and possibly more!) when you bring up the topic of defensive driving. Nevertheless, you can and...
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Do I Need “Full Coverage” Auto Insurance?

The short answer is yes. We recommend that every driver examine their policy to ensure they are fully covered in the event of a collision. It is essential to know what options you have in order to evaluate your needs as a driver. The thought of full coverage usually alludes to having additional personal use coverages on an auto policy in addition to the required...
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5 Steps to Take After an Accident With a Drunk Driver

Car accidents are always unexpected events which make it impossible to feel prepared in the moments following. After the initial impact and once your vehicle is at rest, the feelings of shock and adrenaline are still rising for most drivers. Uncertainty and stress elevate even higher when you suspect that the other driver in the collision is under the influence. Their behavior may be unpredictable,...
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10 Safety Tips for Riders & Drivers During Motorcycle Safety Awareness Month

“Driving a motorcycle is like flying. All your senses are alive.” Hugh Laurie There’s no denying that motorcycles are tempting, fun and fuel-efficient. But it’s also true that riding a motorcycle poses more risk than getting behind the wheel of a car. With an enormous amount of space comes tremendous responsibility for motorcycle riders and the drivers of vehicles on the road. We all invoke a personal responsibility to keep ourselves and others...
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Who Can Bring a Wrongful Death Claim in Missouri?

Can you bring a claim for wrongful death against the at-fault party for the death of your child, parent, spouse, significant other, partner, grand-parent, or friend, in Missouri? You’ve lived together for over ten years and own both your house and your cars together. You’ve never had kids together, but your significant other (spouse or partner) has an adult child from a prior marriage, who...
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6 Tips for Maintaining a Healthy Work-Life Balance at Home

We’ve passed the one-year mark of the Covid-19 pandemic. You may have thought this health crisis would only last a couple of months and be behind us already. Our usual 9-5 routine has turned into creating makeshift offices at our homes and integrating our children and personal lives into one space. Some of us have realized that we need more time spent on in-person (face-to-face)...
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