Should I Contact a Construction Accident Lawyer After a Job Site Accident?
Anyone can suffer an injury at the workplace, but not all occupations are created equal when it comes to rates of risk. For example, according to the National Institute of Health, construction has a workplace accident rate 71% higher than any other industry. It accounts for one in five workplace-related deaths in the United States. Yet, even with such a high rate of incidents, an alarming amount of construction-related accidents go unreported, with workers failing to receive the compensation and care owed to them.
If you have recently suffered an injury on a construction site, you might be wondering whether or not you should file a claim. You might be worried about workplace retaliation, or you might feel as though you aren’t adequately equipped to go to battle with your employer’s insurance company on your own. The good news is, going it alone isn’t your only option. Here is a list of reasons why you should seek out the help of a personal injury lawyer after you’ve been involved in a construction accident:
1. They’re Affordable
Many people assume that hiring a construction accident lawyer to help with their worker’s compensation claim is an option that is financially unavailable to them, especially if their wages have already suffered due to their workplace injury. As a result, they choose to either navigate their workers’ compensation claim by themselves or not to file one at all. The truth is, workers’ compensation lawyers are accessible to everyone and can be hired with no upfront cost. In addition, a good workers’ compensation lawyer will take your case on contingency, meaning that they will not get paid for their services until you reach your settlement.
The workers’ compensation process is complicated. It’s no wonder that so many construction-related accidents go unreported when filing even the simplest of claims can be such a tedious, frustrating, and drawn-out experience. In many ways, the process is purposely designed to be difficult to dissuade workers from filing and getting the compensation they deserve. A well-practiced lawyer can do wonders to simplify and streamline the process for you. They will help guide you through your case from the start, providing expert advice and instruction from the moment of filing your initial claim to reaching your maximum settlement.
As much as we would like to believe that our employers will have our back in the event of a serious accident, the reality is that is often not the case. Workers’ compensation insurance is a requirement for most employers in the state of Missouri and not something they provide out of the goodness of their hearts. More often than not, the goal of your employer and its insurer is to mitigate costs and make sure that you get the smallest settlement possible. Your employer’s insurance company will use every resource at their disposal to meet this goal, including seeking advice from their team of experienced personal injury lawyers. With your lawyer, you will have an advocate on your side that is an expert in both the law and in overcoming the tactics used by insurance companies to minimize your settlement.
4. Protection from retaliation
One of the most commonly cited reasons construction workers chose not to file workers’ compensation claims is fear of retaliation. Suffering a workplace injury in a physically demanding job can already cause a great deal of financial strain. The idea of losing additional hours, losing your job entirely, or potentially being blacklisted in your professional community can be enough to frighten anyone off from seeking compensation. Yet, many don’t realize that the Workers’ Compensation Act provides legal protection against this very kind of retaliation. Your lawyer will make sure that you are aware of your rights. In addition to negotiating your settlement, they will also fight to protect you from employment discrimination or retribution and keep you in your job.
5. Reaching an Ideal Settlement
A lot of work goes into reaching a settlement, and a construction accident lawyer will help by doing most of that work for you. First, they will reach out to medical providers on your behalf to gather records, bills, and other documentation to support your claim. Then they will ensure that you are getting the proper medical care that you need to recover and the benefits required to pay for that care. They will seek out credible witnesses and experts to back your claim. Lastly, they will use their years of negotiation experience to go back and forth with the insurance company until they provide adequate compensation for your medical treatment and lost wages.
Workers’ Compensation claims don’t need to be more trouble than they’re worth. With so many affordable and experienced lawyers available to help you, there is no reason why you should feel the need to take on your employer or their insurance company alone. If you are one of the many construction workers who has suffered an injury on the job, you can reach out for a free consultation and find a lawyer that will do everything in their power to help you get what you deserve.