Illinois Statute of Limitations for Car Accidents

The Illinois statute of limitations for car accidents involving injuries is two years from the date of the crash, under 735 ILCS 5/13-202. This applies to drivers, passengers, pedestrians, and cyclists alike. Once those two years pass, you generally lose the right to file a lawsuit.

Property damage lawsuits in Illinois have a five-year statute of limitations. So if your vehicle was damaged but you weren’t injured, you have more time to sue for the repair costs than you would for bodily injury. The two-year limit applies specifically to personal injury claims.

The clock usually starts on the date of the crash itself. In certain cases, though, the discovery rule can delay the start until you knew or reasonably should have known about an injury. Injuries to minors also pause the clock until the child turns 18.

The deadline for filing a car accident lawsuit in Illinois can be extended, but only in limited situations. Examples include claims involving minors, people under a qualifying legal disability, or defendants who fraudulently concealed the existence of a claim. 

These exceptions are narrow and fact-specific, so it’s risky to assume one applies without confirming the details of your case.

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data-elementor-post-type=\”elementor_library\”>\n\t\t\t\t\t<section class=\”elementor-section elementor-inner-section elementor-element elementor-element-25f0905 elementor-section-boxed elementor-section-height-default elementor-section-height-default\” data-id=\”25f0905\” data-element_type=\”section\” data-e-type=\”section\”>\n\t\t\t\t\t\t<div class=\”elementor-container elementor-column-gap-default\”>\n\t\t\t\t\t<div class=\”elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-451060d9\” data-id=\”451060d9\” data-element_type=\”column\” data-e-type=\”column\”>\n\t\t\t<div class=\”elementor-widget-wrap elementor-element-populated\”>\n\t\t\t\t\t\t<section class=\”elementor-section elementor-inner-section elementor-element elementor-element-269fbb81 elementor-section-boxed elementor-section-height-default elementor-section-height-default\” data-id=\”269fbb81\” data-element_type=\”section\” data-e-type=\”section\” data-settings=\”{&quot;background_background&quot;:&quot;classic&quot;}\”>\n\t\t\t\t\t\t<div class=\”elementor-container elementor-column-gap-default\”>\n\t\t\t\t\t<div class=\”elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-50ad80f9\” data-id=\”50ad80f9\” data-element_type=\”column\” data-e-type=\”column\”>\n\t\t\t<div class=\”elementor-widget-wrap elementor-element-populated\”>\n\t\t\t\t\t\t<div class=\”elementor-element elementor-element-2d619434 elementor-widget elementor-widget-image\” data-id=\”2d619434\” data-element_type=\”widget\” data-e-type=\”widget\” data-widget_type=\”image.default\”>\n\t\t\t\t<div class=\”elementor-widget-container\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\”166\” height=\”166\” src=\”https://www.brownandcrouppen.com/wp-content/uploads/2023/01/Group-38.png\” class=\”attachment-large size-large wp-image-61\” alt=\”Group 38\” srcset=\”https://www.brownandcrouppen.com/wp-content/uploads/2023/01/Group-38.png 166w, https://www.brownandcrouppen.com/wp-content/uploads/2023/01/Group-38-150×150.png 150w\” sizes=\”(max-width: 166px) 100vw, 166px\” />\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t</div>\n\t\t\t\t</div>\n\t\t\t\t\t</div>\n\t\t</div>\n\t\t\t\t<div class=\”elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5e20878a\” data-id=\”5e20878a\” data-element_type=\”column\” data-e-type=\”column\”>\n\t\t\t<div class=\”elementor-widget-wrap elementor-element-populated\”>\n\t\t\t\t\t\t<div class=\”elementor-element elementor-element-8e8303d elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\” data-id=\”8e8303d\” data-element_type=\”widget\” data-e-type=\”widget\” data-widget_type=\”text-editor.default\”>\n\t\t\t\t<div class=\”elementor-widget-container\”>\n\t\t\t\t\t\t\t\t\t<p>Get started with a free consultation with one of our skilled Personal Injury Lawyers today.</p>\t\t\t\t\t\t\t\t</div>\n\t\t\t\t</div>\n\t\t\t\t<div class=\”elementor-element elementor-element-67fd68ac elementor-mobile-align-center elementor-widget elementor-widget-button\” data-id=\”67fd68ac\” data-element_type=\”widget\” data-e-type=\”widget\” data-widget_type=\”button.default\”>\n\t\t\t\t<div class=\”elementor-widget-container\”>\n\t\t\t\t\t\t\t\t\t<div class=\”elementor-button-wrapper\”>\n\t\t\t\t\t<a class=\”elementor-button elementor-button-link elementor-size-sm\” href=\”/have-a-case/\”>\n\t\t\t\t\t\t<span class=\”elementor-button-content-wrapper\”>\n\t\t\t\t\t\t\t\t\t<span class=\”elementor-button-text\”>Have a Case? Get Started Here!</span>\n\t\t\t\t\t</span>\n\t\t\t\t\t</a>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t\t</div>\n\t\t\t\t</div>\n\t\t\t\t\t</div>\n\t\t</div>\n\t\t\t\t\t</div>\n\t\t</section>\n\t\t\t\t\t</div>\n\t\t</div>\n\t\t\t\t\t</div>\n\t\t</section>\n\t\t\t\t</div>\n\t\t\t\t</div>\n\t\t\t\t\t\t</div>\n\t\t”,”editSettings”:{“defaultEditRoute”:”content”,”panel”:{“activeTab”:”content”,”activeSection”:”section_template”}}}]}Settling with the insurance company doesn’t require a lawsuit, but the two-year deadline still matters. If negotiations stall and your deadline nears, filing a lawsuit keeps your claim alive and maintains your leverage. 

Many cases settle even after a suit is filed, so the deadline protects your position either way.