Workers’ compensation (also referred to as workers’ comp) is a type of insurance that provides wage replacement and medical care benefits to employees who have been injured while on the job. At Brown & Crouppen, we understand the pressure to “play down” your work injury – until you see the bills begin to pile up. Jobs are supposed to provide income and security. But nothing can make you feel more helpless or more worried about the future than a work injury.
If you’ve been injured on the job, you need to be compensated for lost wages and medical bills. You can do this in a way that does not jeopardize your job or your career — if you have the right law firm helping you.
At Brown & Crouppen, we handle all types of workers’ compensation claims, as well as wrongful death suits, disability benefits claims, and occupational disease suits. Recovering workers’ compensation benefits can be a complicated process due to legalities and claim denial. A workers’ compensation lawyer can help you with your claim to pursue financial compensation. If you or a loved one has suffered a work injury, request a free case evaluation from a workers’ comp lawyer at Brown & Crouppen Law Firm – our attorneys can help you collect compensation for medical bills, lost wages, and other damages.
Our lawyers work on a contingency fee basis, meaning there are not upfront costs or legal fees to hire a lawyer. We only get paid if you win.
What is workers’ compensation? Should I file for it?
Workers’ compensation insurance is paid by an employer to cover medical treatment and benefits for workplace accidents and injured employees. Common kinds of work-related injuries covered include:
- slips and falls
- ladders and scaffolding injuries
- lifting injuries
- back injuries
- shoulder injuries
- traumatic brain injuries and concussions
- fallen object injuries
- cuts and lacerations
- wrist injuries
- carpal tunnel syndrome
- repetitive stress injuries
- broken bones
- knee injuries
- elbow injuries
- permanent disability
- industrial equipment and power tool accidents
Workers’ compensation claims can also include serious illnesses or diseases contracted while on the job (though not common illnesses, such as the flu or a cold). A workers’ comp attorney can help you determine if you have a strong case, and can help you build a strong claim to recover compensation for your injuries and damages.
The Workers’ Compensation Claim Process
The state of Missouri requires most employers to carry workers’ comp insurance. According to the Missouri Department of Labor and Industrial relations, which handles workers’ comp claims, if you are injured on the job, you “should notify the employer in writing of the injury; the written notice should include the date, time, and place of injury, the nature of the injury and the name and address of the person injured.”
Your employer is then required to report your injury to the insurance company or their third-party administrator (TPA) within five days. The insurance company or TPA will then file the First Report of Injury to the Department of Labor within 30 days. Often a Case Manager or Nurse Case Manager employed by the insurance company may contact you. You may also receive a Notice of Pre-Hearings or a Notice of Conferences, which may indicate that your claim has not yet been filed. It is important to remember that the insurance company and the third-party administrator wants to minimize their expenses. An experienced workers’ compensation lawyer, like the attorneys at Brown & Crouppen, can help you understand your legal rights.
Why Isn’t the Insurance Company Helping Me?
Dealing with your employer’s insurance companies can be extremely frustrating. Remember that the insurance company your employer uses has the sole goal of minimizing the cost of your workers’ comp claim. They do not care about injured workers. To them, you only represent a potential loss. For that reason alone, you should speak to an experienced workers’ compensation attorney to know your rights and see if you are eligible for further compensation.
Workers’ Comp Lawyers with Inside Knowledge of the Workers’ Compensation System
Many of our highly experienced workers’ compensation attorneys started their careers working for employer’s insurance companies. They understand how adjusters work and how workers’ compensation coverage works. They can provide you with a free consultation on your workers’ comp claim and make sure you have the legal advice you need.
At the law firm of Brown & Crouppen, our workers’ comp attorneys work hard to take care of you and make the claims process easier. We work with injured workers to get the workers’ compensation benefits and medical benefits they need and the justice they deserve.
Be aware, though, that there are limits to workers’ compensation claims. For example, you might not get to choose your own doctor or only get a portion of wage loss covered.
What Will Happen to My Job If I Get a Lawyer?
We get it. Not only are you enduring your own pain, but you are worried about your job prospects and possibly your loved ones. Can you keep your job? Will your employer retaliate? If you need to find another job, will you be labeled for life for filing a work-related personal injury claim?
At Brown & Crouppen, we’ve handled thousands and thousands of workers’ compensation cases, and we know the law. For example, the Workers’ Compensation Act provides specific protection against employer retaliation after workers’ comp claims; discrimination based on a workers’ compensation claim is illegal. Our team understands the workers’ compensation system and is experienced at keeping people in their jobs and protecting against wrongful termination and workers’ comp discrimination.
What Can a Workers’ Compensation Lawyer Do for Me?
Many victims of on-the-job accidents wonder if they truly have a case or if their case is “big enough” to seek legal help. Many workers do not seek legal help themselves – until they ask too many questions and see their employer hiring their own lawyer.
Experienced workplace injury lawyers like the ones at the Brown & Crouppen law firm have worked on hundreds of workers’ comp cases and can provide critical legal representation to ensure that your work injury case is handled fairly.
Brown & Crouppen’s workers’ comp lawyers work with workplace accident victims by:
- assessing your work injury claim (don’t worry, it’s a free consultation).
- providing ongoing legal advice about your work injury case so you understand the legal issues and the claims process
- helping you gather medical records and other documentation regarding your work accident
- questioning witnesses and working with medical experts to support your workers’ compensation insurance claims
- discussing options for the medical care you need and the amount of workers’ compensation benefits needed to cover your medical bills
- negotiating with the insurance company and evaluating settlement offers
- filing Social Security disability claims related to your on-the-job injury
Get A Free Case Evaluation from Workers’ Compensation Lawyers at Brown & Crouppen
If you or a loved one has been injured while on the job, get help from a worker’s comp lawyer at Brown & Crouppen Law Firm. Our attorneys can help you recover compensation for medical expenses, lost wages, and other damages. Getting started is easy. Request a free case evaluation by calling 800-536-4357 or find out if you have a case online. And remember, there’s no upfront cost to you — if you don’t get paid, we don’t get paid.