Rideshare companies like Uber and Lyft have transformed the way we get around. Few of us miss the days of dealing with dodgy taxi companies. Now with a few taps on our smartphone, we can have a reliable ride at our door in minutes. Thanks to the widespread popularity of their service (and to the notoriously shady business practices of one of their co-founders), the top rideshare companies, Uber and Lyft, have become multi-billion dollar businesses. Although the tech that connects us to transportation is new—the rules of the road remain the same.

If you’ve been injured in a car accident involving Lyft or Uber drivers, you may wonder, how do I proceed? Who is at fault? What are the Missouri regulations surrounding rideshare companies? And most importantly, how can you get a fair settlement for your injuries? Uber accident lawyers at Brown & Crouppen Law Firm can help. Since 1979, our personal injury attorneys have helped recover over $1 Billion in compensation for our clients.

Our consultations are free, and we work on a contingency basis—so we don’t get paid unless you do. You can contact us online or call us anytime at (314) 501-9510 to schedule your free case evaluation with one of our experienced St. Louis car accident lawyers. We’re available 24/hours a day and seven days a week to take your call.

What Should I Do if I’m Involved in a Lyft or Uber Accident?

Whether you’re an Uber driver or an injured passenger, once the vehicle is no longer in the path of oncoming traffic and it is safe to do so, you should:

  1. Check to see if any accident victims are injured: If necessary, call 911 and request an ambulance. Do not try to move injured accident victims unless they are in immediate danger.
  2. Call the police: Request an officer to come to the scene and file a police report. It can help corroborate your version of how the accident happened later on. Along with obtaining a copy of the police report, write down the following information: the officer’s name; the officer’s police department; the officer’s badge number; the officer’s phone number; the police report number
  3. Get the other driver’s insurance information: The essential information, which should be on their insurance card, includes: their full name; insurance company; policy number; insurance company phone number
  4. Gather evidence from the accident scene: Take LOTS of photos. Be sure to capture damage from multiple angles—including visible injuries, damage to all vehicles involved, skid marks, debris, and location signifiers. If possible, get names and contact information from other passengers and witnesses.
  5. Do NOT admit fault or discuss the accident with anyone (except the police): At the accident scene, avoid discussing the accident with other parties. Do not admit anything, apologize, or say anything that could be construed as an admission of guilt. If the other driver is clearly at fault, it’s generally okay to tell the officer what happened. If you’re at fault or it’s not clear who is at fault, you should politely decline to give a statement. You are not required by law to answer their questions.
  6. Do NOT sign waivers or give insurance companies recorded statements: After an Uber accident, an insurance company adjuster may contact you and ask you to give a recorded statement about the accident. The insurance company may use your words against you to minimize or deny your claim. Remember: You are not required to provide one, and it’s almost always in your best interest to decline.
  7. Seek medical attention immediately: Even if you think your injuries are minor, it’s critical to see a doctor or go to an urgent care facility as soon as possible. Internal injuries may not be immediately apparent, and some injuries—like concussions—can worsen over time if not treated promptly. If you wait too long to seek medical treatment, the insurance company may try to argue that your injuries aren’t related to the accident.
Uber call

Why Should I Call a St. Louis Uber Accident Attorney After a Rideshare Accident?

Sustaining a severe injury in a vehicle accident is always a harrowing experience. But when the accident involves Lyft or Uber drivers, determining who is liable and navigating the insurance claims process can be particularly daunting.

Multiple parties may be involved in rideshare accidents—including Uber, the Uber driver, and negligent third-party drivers. Their insurance companies will have teams of adjusters and investigators working to minimize or deny your claim. And if you’re an Uber driver, the company may try to void your insurance coverage.

Don’t hesitate to contact a friendly and knowledgeable St. Louis Uber Accident Lawyers of Brown & Crouppen today for a free initial consultation. We will review the facts of your case and help you understand your legal options. And if we believe you have an injury claim, we will work tirelessly to help you recover the compensation you deserve.

What Brown & Crouppen Can Do For You

Worrying about the legal details after an Uber accident should be the last thing on your mind. Let us handle the insurance companies while you focus on your recovery.

When you hire Brown & Crouppen, we will:

  • Conduct a thorough investigation of your accident to identify all negligent drivers and liable parties
  • Collect evidence to support your personal injury claim—including eyewitness testimony, photos and video footage of the accident scene, and police reports
  • Handle all the paperwork and legal filings associated with your case
  • Negotiate with the insurance companies on your behalf
  • Take your case to trial if the insurance companies refuse to give you a fair settlement

You won’t owe us any attorney fees unless we win your case. So call us today at (314) 501-9510 to get started on your claim.

Determining Fault After a St. Louis Rideshare Accident

In most car accidents, it’s relatively straightforward to determine who is liable. But when Lyft or Uber drivers are involved, things can get complicated quickly.

In general, the parties who may be held liable in a rideshare accident include:

  • The Lyft or Uber drivers
  • A third-party driver
  • Uber or Lyft

Negligent third-party drivers are often the cause of Lyft and Uber accidents. But rideshare drivers may also be at fault. And in other cases, the rideshare company may be held liable.

Common causes of Uber accidents

Were you injured by an Uber or third-party driver who received citations for these moving violations? If so, you may have grounds to file a personal injury claim against the at-fault driver—or multiple drivers.

  • Speeding or aggressive driving
  • Drunk driving
  • Drowsy driving
  • Reckless driving
  • Running a red light or stop sign
  • Making an improper turn
  • Failing to yield the right of way
  • Tailgating
  • Texting while driving
  • Other forms of distracted driving

But even if the police issued no citations or there’s no clear-cut evidence of wrongdoing in a traffic accident, a driver may still be found at fault by an insurance company or court. Missouri follows the doctrine of comparative negligence, which means that even if you were partially at fault for an accident, you might still be eligible to receive compensation for your injuries.

What Damages Can I Recover if I’m Injured in a Lyft or Uber Accident?

If you were injured in an accident caused by a rideshare driver, you might be eligible to recover various damages. These can include:

  • Medical expenses: You can recover the cost of all past and future medical bills related to your injuries. These include emergency care, hospitalization, surgeries, medication, rehabilitation, and more.
  • Lost wages: If you miss time from work because of your injuries, you can recover your lost wages and any future lost earnings.
  • Pain and suffering: You can recover compensation for the physical pain and emotional suffering caused by your injuries.
  • Punitive damages: In some cases, you may be able to recover punitive damages to punish the at-fault party for their negligence and deter future similar behavior.
  • Wrongful death: If you lost a loved one in a rideshare accident, you could file a wrongful death lawsuit to recover damages such as funeral expenses and the loss of your loved one’s financial support.

While this may seem like a lot of information to absorb, you are not alone in this process. You might be entitled to more compensation than you realize, and the best way to find out is by scheduling a free consultation with the skilled Uber accident lawyers at Brown & Crouppen.

Can I Sue Lyft or Uber If I Was Injured in a Car Accident?

If you were a passenger in Lyft or Uber vehicle or struck by a rideshare driver, you may be eligible to file injury claims. But before taking legal action, there are several factors to consider.

For example, you’ll be unlikely to recover much in damages if you were to sue Lyft, Inc. or Uber Technologies, Inc. directly. Because Lyft and Uber drivers are classified as independent contractors, not employees, the companies typically deny liability coverage in accidents involving their drivers. So if you were to file a personal injury lawsuit against Lyft or Uber—your best course of action would be to sue the driver who is at fault for the accident.

Liability Insurance Requirements for St. Louis Rideshare Drivers

Under Missouri law, Lyft and Uber drivers must pass criminal background checks and carry a personal auto insurance policy. Both companies also provide their drivers up to $1 million in commercial insurance coverage for accidents occurring while they are logged into the Uber app and carrying passengers.

But your eligibility to recover damages after a rideshare accident largely depends on who is responsible for the accident. And that will ultimately be determined by how the rideshare driver used the service when your accident occurred.

The Lyft or Uber Driver Was Offline

Did a Lyft or Uber driver hit you? If the driver wasn’t logged into the app at the time of the accident, you’ll likely only be able to recover damages from their personal insurance policy.

The Driver Was Logged Into the App but Had No Passengers

The situation changes if the rideshare driver was logged into their Uber app but had no passengers. If you were injured in an accident caused by a driver in this situation, you could be eligible to recover damages from Uber or Lyft’s insurance coverage. Their policies will cover:

  • $50,000 per person for bodily injuries
  • $100,000 per accident for bodily injuries
  • $25,000 per accident for property damages

The Driver Was en Route To Pick up a Passenger or Had a Passenger in the Car

Uber and Lyft’s $1 million commercial insurance policy for drivers applies when they are en route to pick up a passenger or have a passenger in the car. So if you received injuries in a car accident caused by a rideshare driver in either of these situations, you could recover damages from this policy.

While $1 million in coverage may seem generous, don’t assume that you’ll automatically be able to collect that amount. Uber and Lyft’s insurance companies will likely do everything possible to minimize their payout or deny your claim altogether. That’s why it’s critical to have an experienced St. Louis Uber accident lawyer on your side.

What is my Uber or Lyft accident case worth?

The value of your case will depend on many factors. These include: 

  • the severity of your injuries
  • the impact your injuries have had on your life
  • the medical expenses you have incurred and more

An experienced St. Louis personal injury lawyer will be able to evaluate your case and give you a better idea of what it may be worth.

FAQs About St. Louis Uber Accident Cases

How do I select a reputable Uber accident law firm?

When you’re considering law firms, there are a few things you’ll want to keep in mind. First and foremost, you’ll want to ensure that the firm has experience handling Uber accident cases to ensure that they know how to navigate the issues that can arise in these cases.

You’ll also want to check that the firm is well-respected by both clients and peers. You can get an idea of this by reading online reviews and testimonials on the firm’s website. And finally, you’ll want a law firm that offers a free initial consultation so you can meet with the attorneys in a no-pressure setting and get a feel for their personality and style.

What is the deadline to file an Uber car accident lawsuit in Missouri?

Missouri’s statute of limitations for personal injury claims is five years. That means you have five years from the date of your accident to file a lawsuit. If you don’t file on time, you’ll likely waive your opportunity to recover compensation.

Don’t wait to get started on your case. The sooner you contact an experienced St. Louis car accident lawyer, the better.

What if the Uber driver that hit me doesn’t have personal auto insurance?

If the Uber driver doesn’t have insurance, you may still be able to recover compensation through Uber’s $50,000 uninsured/underinsured motorist policy. This policy applies when the at-fault driver doesn’t have enough insurance to cover your damages.

How long does it take to settle Uber car accident claims?

The time it takes to settle Uber accident claims depends on several factors, including the severity of your injuries, the insurance companies involved, and more. With experienced legal representation at your side, you can be sure that your personal injury case is being handled promptly and professionally.

Request a Free Consultation From a St. Louis Rideshare Accident Attorney

Have you or a loved one suffered a severe injury during a car accident involving Lyft or Uber drivers? The Brown & Crouppen Law Firm can help you recover compensation for damages, including medical bills, lost wages, pain and suffering, and other injuries or costs.

Getting started is easy. Get help from our legal team by calling us at (314) 501-9510 or requesting a free case evaluation online.

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