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What to Do If A Car Accident is Your Fault

Car accidents are traumatic events, even for the at-fault driver. In some situations, the fault is apparent: a driver is distracted by their phone and does not see the brake lights ahead, causing a rear-end collision. Other times, there may be some shared fault. However, if you believe you are the at-fault party, honesty is still the best policy. Here is a breakdown of the...
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16 Swimming Safety Tips for Summer

The official start of summer is right around the corner, and temperatures are already heating up! There is nothing more enjoyable than jumping into a cool body of water to relax after a long hot day. With the reduction of COVID restrictions, recreational areas are busier this year as we slowly find our way to the new normal. Here are some tips to keep you...
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Where Health and Casualty Insurance Meet Following an Accident

If you carry health insurance, you expect that the health insurance will cover the cost of your medical care after your deductible and co-pay. However, when your medical treatment is the byproduct of an accident caused by someone else’s negligence, it may seem unclear whether your health insurance foots the bill or whether the casualty insurance (or the liability insurance for individuals and businesses that...
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The COVID-19 Guidelines for Summer Camps: What Parents Need to Know

Whether day camps or overnight, summer camps give children the chance to be physically active, make new friends, and try out new skills and hobbies. However, although pandemic numbers are improving, it is still an ongoing concern. And even with children’s and teenagers’ improved odds against the virus, they can still get extremely sick. More frequently, they act as a vector for the disease. Therefore,...
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Summer Safety Tips for the Whole Family

As the weather warms up, families tend to gravitate to outdoor activities. Walks, swimming, bike riding, and kids playing in the yard just to name a few. With these activities comes risk and lives can be turned upside down by injuries that can be avoided with a little preparation. Below are a few of the common activities and prevention tips to keep your family safe...
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How to Protect Yourself from Unemployment Benefits Fraud

Scammers have been working hard to steal COVID-relief payments since the pandemic hit. Victims usually learn about the fraud in one of the following ways: They receive a notice in the mail from their state’s Department of Employment Security about the status of an unemployment claim. They receive an unemployment insurance debit card in the mail. They receive a 1099-G forms for their taxes. Their...
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Why Teaching Your Teen Defensive Driving Skills Matters

“Isn’t that just to get out of a traffic ticket?” “What’s wrong with just driving safely?” “I’m a good driver.” “I’ve never been in a wreck.” “That sounds lame.” “Whatever, Dad.” If you are a parent of teenagers, there is a good chance that you will hear these responses (and possibly more!) when you bring up the topic of defensive driving. Nevertheless, you can and...
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Do I Need “Full Coverage” Auto Insurance?

The short answer is yes. We recommend that every driver examine their policy to ensure they are fully covered in the event of a collision. It is essential to know what options you have in order to evaluate your needs as a driver. The thought of full coverage usually alludes to having additional personal use coverages on an auto policy in addition to the required...
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