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Attorneys and insurance companies determine fault based on the evidence they have at hand. Often fault is determined largely based on the police report filing by the reporting officer. However, the insurance company will corroborate the police report with their insured and if the injured party isn’t represented, they’ll tell them that they need to give a recorded statement regarding the wreck before they’ll make...

Note: This data is based on real case data from 18,000+ car accident cases. Average case length values should not be interpreted as an expected case timeline. AUTO ACCIDENT SETTLEMENT TIMELINE No matter the case (car, truck, or motorcycle accident), an auto accident settlement often follows the same timeline or process: Claim is filed – An injured party files a claim for compensation with the insurance company ...

A common question received by personal injury attorneys is “why is my car accident settlement taking so long?” Despite each case being unique, there are some common reasons why car accident settlements can seem like they are taking a long time to progress. Car accidents can take a long time to settle for the following reasons: In most cases, a personal injury lawyer is not...

You have 30 days to file a police report in Missouri. However, it’s in your best interest to file a police report as soon as possible in almost all cases. It is important that you report the accident for several reasons, including: Required by law – Some accidents must be reported. Under Missouri law, an accident shall be reported within 30 days if any owner/operator...

Missouri’s “No Pay, No Play” law prevents uninsured motorists from pursuing non-economic damages after an auto accident (RSMo section § 303.390). This includes uninsured drivers who own the vehicle, uninsured permissive drivers of the vehicle, and uninsured nonpermissive drivers. This means all uninsured drivers in Missouri are unable to collect the following types of non-economic losses: Pain and suffering Loss of normal life Emotional distress...

Missouri is an at-fault state, meaning that Missouri residents are required to carry a minimum amount of liability coverage through their auto insurance provider. In the event of an auto accident, the at-fault driver’s insurance is liable to pay for medical expenses and other damages to individuals who were injured as a result of the accident. This protects injured persons if the driver holding the...

The Missouri Uninsured Motorist Statute requires all drivers to maintain uninsured motorist coverage. This uninsured motorist coverage requires a minimum amount of liability coverage at $25,000 / person for bodily injury and $50,000 / accident for bodily injury. This requirement is part of Mo. Ann. Stat. § 379.203; a Missouri law that requires every automobile liability policy to provide uninsured motorist coverage. This legally entitles...