Car Accident

woman hlding knee after being hit by a car

How is Fault Determined After an Auto Accident?

Attorneys and insurance companies determine fault based on the evidence they have at hand. Often fault is determined largely based on the police report filing by the reporting officer. However, the insurance company will corroborate the police report with their insured and if the injured party isn’t represented, they’ll tell them that they need to give a recorded statement regarding the wreck before they’ll make…

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Why Is My Car Accident Settlement Taking So Long?

A common question received by personal injury attorneys is “why is my car accident settlement taking so long?” Despite each case being unique, there are some common reasons why car accident settlements can seem like they are taking a long time to progress. Car accidents can take a long time to settle for the following reasons: In most cases, a personal injury lawyer is not…

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police officer on scene of motorcycle accident

How Long Do You Have To File A Police Report After A Car Accident In Missouri?

You have 30 days to file a police report in Missouri. However, it’s in your best interest to file a police report as soon as possible in almost all cases. It is important that you report the accident for several reasons, including: Required by law – Some accidents must be reported. Under Missouri law, an accident shall be reported within 30 days if any owner/operator…

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The “No Pay, No Play” Law in Missouri

Missouri’s “No Pay, No Play” law prevents uninsured motorists from pursuing non-economic damages after an auto accident (RSMo section § 303.390). This includes uninsured drivers who own the vehicle, uninsured permissive drivers of the vehicle, and uninsured nonpermissive drivers. This means all uninsured drivers in Missouri are unable to collect the following types of non-economic losses: Pain and suffering Loss of normal life Emotional distress…

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Is Missouri An At-Fault Or No-Fault State?

Missouri is an at-fault state, meaning that Missouri residents are required to carry a minimum amount of liability coverage through their auto insurance provider. In the event of an auto accident, the at-fault driver’s insurance is liable to pay for medical expenses and other damages to individuals who were injured as a result of the accident. This protects injured persons if the driver holding the…

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Missouri Uninsured Motorist Statute & State Laws

The Missouri Uninsured Motorist Statute requires all drivers to maintain uninsured motorist coverage. This uninsured motorist coverage requires a minimum amount of liability coverage at $25,000 / person for bodily injury and $50,000 / accident for bodily injury. This requirement is part of Mo. Ann. Stat. § 379.203; a Missouri law that requires every automobile liability policy to provide uninsured motorist coverage. This legally entitles…

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Missouri Car Accident Statute of Limitations

The Missouri statute of limitations for car accidents is 5 years, meaning Missouri residents have 5 years from the day of their car accident to bring a lawsuit (RSMo. §516.120). This law applies to anyone involved in the accident, not just the driver, meaning passengers, pedestrians, bicyclists, motorcyclists, etc. are also subject to the 5-year deadline. However, a proposed bill in the Missouri Senate could…

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