CAR ACCIDENT FAQ
Browse our frequently asked questions (FAQs) for a comprehensive resource designed to answer the most pressing questions you may have surrounding car accidents, claims, and legalities in Missouri and Illinois.
As meeting your legal needs with proficiency is of utmost importance to us, we provide these answering tools to best inform you of your rights, legal options, and what you should expect when involved in an automobile accident.
Our aim is not only to provide guidance and peace of mind during these challenging times but also to significantly simplify your understanding of these processes.
For over four decades, Brown & Crouppen has built a reputation for providing top-tier legal services to our clients, as evidenced by our impressive track record of success in handling car accident cases. Our dedicated team of accident attorneys has collectively won over $850 million in judgments, benefits, and settlements – a testament to their unwavering commitment to each case. Combined with our deep knowledge of local laws and legal processes in Missouri and Illinois, we offer a comprehensive service, ensuring that each client understands their legal standing and feels supported throughout their journey. We thrive on giving our clients the results they deserve, and we are excited about the opportunity to serve you.
Use our legal checklist to learn what to do after an accident and understand key legal considerations for recovering financial compensation.
SHOULD I GET A LAWYER?
If you’ve been injured, you should at least consult with a car accident lawyer.
Generally, it’s in your best interest to consult with a lawyer after a car accident if you have sustained an injury, need treatment beyond the initial emergency department or urgent care, or have had to miss work because of your injury.
HOW MUCH IS MY CASE WORTH?
Ultimately, this will be depend on many unique factors of your case
The average settlement amount for a car accident is approximately $37,248.62. This figure may be high in comparison to national averages across the United States because the data includes more car accident settlements involving serious injuries.
HOW LONG DO I HAVE TO FILE A CLAIM?
It depends on your state and your type of case.
The Missouri statute of limitations for car accidents is 5 years, meaning Missouri residents have 5 years from the day of their car accident to bring a lawsuit.
HOW LONG AFTER CAR ACCIDENT CAN YOU CLAIM INJURY?
It depends on your state.
You have limited time to file a lawsuit after a car accident in Illinois & Missouri. The statute of limitations will apply to most car accident lawsuits in Illinois and Missouri, though some exceptions may apply.
HOW LONG DOES A SETTLEMENT TAKE FOR A CAR ACCIDENT?
Each case is unique, but can settle within 6 to 9 months.
Car accident cases with clear liability and moderate injuries often settle within 6 to 9 months after medical treatment is complete.
HOW MUCH IS PAIN & SUFFERING WORTH?
Ultimately, it depends on your unique case and circumstances.
The payout for pain and suffering after a car accident can range from a few $1,000 to upwards of $100,000 depending on the severity of injuries and other case factors.
HOW CAN A CAR ACCIDENT LAWYER HELP?
A lawyer will provide help and support throughout each step of your case.
A a car accident lawyer will help with investigations, collect supporting evidence, settlement negotiations, and prepare a case for trial if needed.
HOW IS FAULT DETERMINED AFTER AN AUTO ACCIDENT?
Fault is determined based on evidence collected throughout the case.
Attorneys and insurance companies determine fault based on the evidence they have at hand. Often fault is determined largely based on the police report filing by the reporting officer.
WHO IS AT FAULT IN A REAR-END COLLISION?
Generally, distracted drivers are at fault.
Most rear-end collisions are caused by distracted drivers. 87% of rear-end collisions where a driver hits the vehicle ahead of them are caused by distracted drivers
HOW LONG DO I HAVE TO FILE A POLICE REPORT AFTER A CAR ACCIDENT?
There is no limit.
There is no limit or standard formula used to determine how much an injured party in a motor vehicle accident can seek in a lawsuit.
WHAT ARE THE STEPS OF A CAR ACCIDENT SETTLEMENT?
There are 6 key steps to any car accident settlement.
In order, these six key steps include filing the claim, investigations, insurance policy review, the demand letter, negotiations, and the settlement payout. If a settlement agreement cannot be reached, the case may go to trial.
CAN I BE REIMBURSED FOR LOST WAGES AFTER A CAR ACCIDENT?
Yes, damages for lost wages can be recovered.
After a car accident, the at-fault party is required to compensate you for damages (including lost wages) that resulted from the collision.
WHY IS MY CAR ACCIDENT SETTLEMENT TAKING SO LONG?
Generally, this is due to evidence collection or medical treatment.
Car accidents can take a long time to settle due to negotiations, paying outstanding bills, medical treatment, and the collection of evidence to support the case.
WHAT SHOULD I AS A PASSENGER INVOLVED IN AN ACCIDENT?
If you’re a passenger who has been injured in an auto accident, you should seek medical attention, document the accident, notify your insurance company, and consider contacting an attorney about your case.
HOW OFTEN DO SETTLEMENTS EXCEED POLICY LIMITS?
Auto accident settlements often do not exceed policy limits because insurance companies are not required to pay out more than the amount of the policy limit.
IS IT ILLEGAL TO TEXT & DRIVE?
For many years it has been illegal for minors to text and drive in Missouri. However, starting August 28, 2023, that law will extend to Missouri adults.
WHAT IS THE AVERAGE COST OF HOSPITAL BILLS FOLLOWING A CAR ACCIDENT?
The cost of an ambulance ride to the Emergency Room following a motor vehicle crash averages $900. The average price for an Emergency Room visit is $3,300, and the average inpatient hospitalization following a motor vehicle crash is $57,000.
HOW TO FILE AN INSURANCE CLAIM FOR CAR ACCIDENT DAMAGE
As personal injury attorneys at Brown & Crouppen, we want drivers and car owners to have the knowledge to successfully handle a property damage claim. Here are some of the most important considerations.
Learn more about those considerations
WHO PAYS MY MEDICAL BILLS IN A CAR ACCIDENT?
To obtain medical treatment in a timely fashion, you initially recommend using your health insurance. This applies to the ambulance service, emergency department, hospitalization, urgent care treatment, and visits with your primary care physician, then consult with an experienced injury attorney to discuss your future medical treatment and your payment options.
CAN I SUE AFTER I HAVE ALREADY SETTLED?
Although there are some exceptions, you will generally not be able to pursue any further legal action against the defendant after you’ve reached a settlement.
WILL MY HEALTH INSURANCE COVER MEDICAL BILLS FOR INJURIES?
Health insurance may cover injuries sustained in a car accident, but the extent of coverage can vary depending on several factors.
WHOSE INSURANCE PAYS IN A MULT-VEHICLE ACCIDENT?
In Missouri, the liability insurance of the responsible driver in a multi-vehicle collision covers damages caused by its insured.
ARE MISSOURI DRIVERS REQUIRED TO CARRY UNINSURED MOTORIST COVERAGE?
Yes, the Missouri requires all drivers to maintain uninsured motorist coverage.
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