Car Accident

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The “No Pay, No Play” Law in Missouri

Missouri’s “No Pay, No Play” law prevents uninsured motorists from pursuing non-economic damages after an auto accident (RSMo section § 303.390). This includes uninsured drivers who own the vehicle, uninsured permissive drivers of the vehicle, and uninsured nonpermissive drivers. This means all uninsured drivers in Missouri are unable to collect the following types of non-economic losses: Pain and suffering Loss of normal life Emotional distress…

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Is Missouri An At-Fault Or No-Fault State?

Missouri is an at-fault state, meaning that Missouri residents are required to carry a minimum amount of liability coverage through their auto insurance provider. In the event of an auto accident, the at-fault driver’s insurance is liable to pay for medical expenses and other damages to individuals who were injured as a result of the accident. This protects injured persons if the driver holding the…

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Missouri Uninsured Motorist Statute & State Laws

The Missouri Uninsured Motorist Statute requires all drivers to maintain uninsured motorist coverage. This uninsured motorist coverage requires a minimum amount of liability coverage at $25,000 / person for bodily injury and $50,000 / accident for bodily injury. This requirement is part of Mo. Ann. Stat. § 379.203; a Missouri law that requires every automobile liability policy to provide uninsured motorist coverage. This legally entitles…

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Missouri Car Accident Statute of Limitations

The Missouri statute of limitations for car accidents is 5 years, meaning Missouri residents have 5 years from the day of their car accident to bring a lawsuit (RSMo. §516.120). This law applies to anyone involved in the accident, not just the driver, meaning passengers, pedestrians, bicyclists, motorcyclists, etc. are also subject to the 5-year deadline. However, a proposed bill in the Missouri Senate could…

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The Average Cost of Medical & Hospital Bills After a Car Accident

The cost of an ambulance ride to the Emergency Room following a motor vehicle crash averages $900. The average price for an Emergency Room visit is $3,300, and the average inpatient hospitalization following a motor vehicle crash is $57,000. Additionally, the average air flight bill is $50,000. So, who is responsible for paying these bills? Assuming you have health insurance coverage and the crash occurred…

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Who Is At Fault In A Rear-end Accident? (Missouri’s Rear-end Doctrine)

Rear-end collisions are the most common motor vehicle accidents, accounting for almost one-third of all collisions in the US. They typically happen at stoplights and stop signs, during rush hour traffic, and during weather conditions that make the roads more hazardous. In addition, Rear-end collisions run the gamut in severity, ranging from no damage at all to catastrophic loss, including death. Even though the US…

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How Are Medical Bills Paid After A Car Accident?

When I speak to a client shortly after they are involved in a crash, “Who pays my medical bills?” is a common question asked by many. It is significant for your health and the value of your case. Receive all the necessary medical treatment and start your treatment as soon as possible after a crash. To obtain medical treatment in a timely fashion, you initially…

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What Happens If A Car Accident Is Your Fault?

Car accidents are traumatic events, even for the at-fault driver. In some situations, the fault is apparent: a driver is distracted by their phone and does not see the brake lights ahead, causing a rear-end collision. Other times, there may be some shared fault. However, if you believe you are the at-fault party, honesty is still the best policy. Here is a breakdown of the…

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